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Below is a sample dispute credit report letter. This letter gets sent to the credit bureau like Experian, Equifax and Trans Union to the address found on their web site.
They Told Me There Was Nothing I Could Do About My Very Bad Credit . . . I Proved Them Wrong . . . And I'll Show You Just How I Did It! |
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This letter is just an example, you can modify it to your desire.
[YOUR NAME/ADDRESS] [YOUR SSN]
[CRA NAME/ADDRESS]
[DATE]
To whom it may concern
Recently I was looking at my credit report and noticed some inaccurate information. I have listed it below. Please correct my credit file to show the change.
Company: Some XYZ Company
REASON: Type out the reason here IE This item was never late and always paid on time.
Also, you are authorized to send my updated credit file to me upon item correction.
Thank you for your cooperation.
Sincerely,
[YOUR NAME] |
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