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Section: Credit Help

Negative Item

A negative item is any item on your credit report that reflects poorly on you and reduces your score. These would include things like: late pay, charge-off, collection account, judgment, etc. If you do nothing, negative items will stay on your credit report for 7 years (and sometimes longer due to CRA's mismanaging reports). You can do something about negative items however. Visit our free credit repair link below to take action today.

For free help on cleaning up your credit report (credit repair), visit our credit repair section! [Bad Credit Credit Repair]

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